WENNY A. GINTING; SHANE A. PANGEMANAN; SITI AISYAH NASUTION. Optimizing Msme-Based Financial Information Through Qris Synergy and HR Competence. Journal of Finance Integration and Business Independence, [S. l.], v. 2, n. 1, p. 27–38, 2026. DOI: 10.64276/jofibi.v2i1.88. Disponível em: https://nafasjournal.com/index.php/fibi/article/view/88. Acesso em: 6 may. 2026.