RAFIDA KHAIRANI; HERLIN MUNTHE; CHANIAGO, Sabaruddin; CICI HANDAYANI. When Digital Finance Is Not Enough: Digital Capability and MSME Business Resilience. Journal of Finance Integration and Business Independence, [S. l.], v. 2, n. 1, p. 54–63, 2026. Disponível em: https://nafasjournal.com/index.php/fibi/article/view/90. Acesso em: 16 may. 2026.