Chaniago, Sabaruddin, Nurul Syafiqah Azman, Ahmad Fadli, Deva Djohan, and Widy Hastuty. 2025. “Empowering Generation Z: The Influence of Self-Efficacy and Digital Financial Inclusion on Financial Behavior in the Digital Era”. Journal of Finance Integration and Business Independence 1 (2):8-14. https://doi.org/10.64276/jofibi.v1i2.37.