Copyright and License Statement

Journal of Finance Integration and Business Independence (JoFIBI) upholds a transparent and author-friendly copyright and licensing policy to ensure the broad dissemination of scholarly work while protecting the authors' intellectual rights.


Copyright Policy

  • Authors retain full copyright ownership of their articles published in JoFIBI.
  • Upon publication, authors grant JoFIBI a non-exclusive license to publish, distribute, and promote the work in any format or medium.
  • Authors may:
    • Share and distribute the published version of their work.
    • Deposit the final published article in institutional repositories, personal websites, or academic platforms.
    • Use their work for teaching, research, or other non-commercial purposes.

When reusing or sharing the work, authors and others must provide proper attribution to the original publication in JoFIBI.


License Policy

All articles published in JoFIBI are licensed under the Creative Commons Attribution-NonCommercial 4.0 International License (CC BY-NC 4.0).

Under this license:

  • Readers are free to:

    • Read, download, copy, share, and distribute the work.
    • Adapt, remix, and build upon the work for non-commercial purposes.
  • Conditions of Use:

    • Attribution: Proper credit must be given to the original author(s) and source (JoFIBI), including a link to the article and the license.
    • Non-Commercial: The work may not be used for commercial purposes without explicit permission from the author(s) and publisher.


Benefits of the CC BY-NC 4.0 License

  • Accessibility: Ensures unrestricted access to research for academic, educational, and research purposes.
  • Author Rights: Authors retain full ownership of their work and control over commercial use.
  • Knowledge Sharing: Encourages collaboration and adaptation of research for non-commercial purposes.

By publishing in JoFIBI, authors support an open-access platform that promotes knowledge sharing and global visibility while retaining control over the non-commercial use of their work.